Impact of cash in hand in the total priority sector lending: an empirical assessment

Achmad Husaini; Maria K Tupamahu; Rulinawaty Rulinawaty; Bibhu Prasad Sahoo; Rahul Chauhan

doi:10.21744/lingcure.v5nS3.1364

Authors

Achmad Husaini
ahusainifia@ub.ac.id
Universitas Brawijaya, Indonesia
Maria K Tupamahu Universitas Pattimura, Ambon, Indonesia
Rulinawaty Universitas Terbuka, Indonesia
Bibhu Prasad Sahoo Assistant Professor, Department of Commerce, SGTB Khalsa, College University of Delhi, India
Rahul Chauhan Assistant Professor, Parul Institute of Business Administration, Parul University, Vadodara, India

Keywords:

cash in hand, empirical assessment, funds, nationalized bank

Abstract

As a major lending institution, nationalized banks in India have the major responsibilities for achieving the government's socio-economic objectives like growth in agriculture, education, small scale sector, and housing in the backward area. This is because, in emergent countries like India, the availability of funds for the above priority sectors is scarce. Hence, in this paper, we aim to see any impact of cash in hand on lending to the priority sector. The article analyzes secondary data of 12 years periods starting from 1st April 2006 to 31st March 2018 (total span of 12 years). The outcome indicates nationalized bank's ability to generate priority sector loans is checked by the availability of cash in hand.

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