ALWI, M. A. bin M.; ABDULLAH, A. bin; LUQMAN, A. binti. Debt management literacy among credit cards users. Linguistics and Culture Review, [S. l.], v. 6, n. S1, p. 42-56, 2021. DOI: 10.21744/lingcure.v6nS1.1897. Disponível em: http://lingcure.org/index.php/journal/article/view/1897. Acesso em: 12 nov. 2025.